{"id":3421,"date":"2025-09-19T05:15:31","date_gmt":"2025-09-19T05:15:31","guid":{"rendered":"https:\/\/smartmobilefinance.com\/?p=3421"},"modified":"2026-06-29T15:33:55","modified_gmt":"2026-06-29T10:03:55","slug":"sell-more-this-festive-season-with-smfs-emi-lock","status":"publish","type":"post","link":"https:\/\/smartmobilefinance.com\/blogs\/sell-more-this-festive-season-with-smfs-emi-lock\/","title":{"rendered":"Sell More This Festive Season with SMF\u2019s EMI Lock\u00a0"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3421\" class=\"elementor elementor-3421\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6835820 e-flex e-con-boxed e-con e-parent\" data-id=\"6835820\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d7906b9 elementor-widget elementor-widget-text-editor\" data-id=\"d7906b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><i><span style=\"font-weight: 400;\">Turn festive excitement into higher sales with SMF, where EMI lock and Phone Credit make every big purchase simple, safe, and celebratory.<\/span><\/i><\/p><p><span style=\"font-weight: 400;\">Festive months bring higher footfall, big-ticket purchases, and more demand for smartphones and electronics. For retailers, it\u2019s the best time of the year, but it also comes with one major challenge: converting window shoppers into actual buyers.<\/span><\/p><p><span style=\"font-weight: 400;\">Shoppers want smartphones, smart TVs, washing machines, ACs, and more. But with tight budgets, many hesitate to buy upfront. That\u2019s where Smart Mobile Finance (SMF) steps in. With solutions like mobile EMI lock and Phone Credit, retailers can close more sales while keeping repayments secure.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7a3d922 e-flex e-con-boxed e-con e-parent\" data-id=\"7a3d922\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f32d209 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"f32d209\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2025\/09\/picture-happy-woman-traditional-indian-dress-using-her-phone-diwali-festival-1024x683.webp\" class=\"attachment-large size-large wp-image-3453\" alt=\"festive offer for smf&apos;s emi lock\" srcset=\"https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2025\/09\/picture-happy-woman-traditional-indian-dress-using-her-phone-diwali-festival-1024x683.webp 1024w, https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2025\/09\/picture-happy-woman-traditional-indian-dress-using-her-phone-diwali-festival-300x200.webp 300w, https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2025\/09\/picture-happy-woman-traditional-indian-dress-using-her-phone-diwali-festival-768x512.webp 768w, https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2025\/09\/picture-happy-woman-traditional-indian-dress-using-her-phone-diwali-festival-1536x1024.webp 1536w, https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2025\/09\/picture-happy-woman-traditional-indian-dress-using-her-phone-diwali-festival-2048x1365.webp 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1197a72 e-flex e-con-boxed e-con e-parent\" data-id=\"1197a72\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1cc8534 elementor-widget elementor-widget-heading\" data-id=\"1cc8534\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financing Solutions for Festive Upgrades\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ea96a8 elementor-widget elementor-widget-text-editor\" data-id=\"4ea96a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Buying decisions during festivals are more emotional than rational. Families want to surprise loved ones with gadgets or invest in a new appliance. But affordability is a common roadblock.<\/span><\/p><p><span style=\"font-weight: 400;\">With <\/span><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/smartmobilefinance.com\/\"><span style=\"font-weight: 400;\">SMF\u2019s EMI locker<\/span><\/a><\/span><span style=\"font-weight: 400;\">, retailers can confidently offer smartphone financing without worrying about defaults. The EMI phone lock app ensures repayments happen on time and restricts phone use until dues are cleared, giving both customers and retailers peace of mind during the festive rush.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Festivals are also the upgrade season. Customers want the latest devices, but not everyone has the budget to pay up front.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">That\u2019s where SMF\u2019s Phone Credit comes in. It\u2019s a financing solution that lets shoppers use their existing phone as security to get instant credit for upgrades. In simple words, the old phone works like a guarantee, so even without a strong credit history, customers can get a new smartphone, TV, AC, washing machine, or other electronics.<\/span><\/p><p><span style=\"font-weight: 400;\">For retailers, this means:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Closing sales faster during the holiday rush<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Encouraging customers to upgrade phones and add appliances<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minimizing risk with finance-locked phones<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Phone Credit makes upgrades simple, secure, and festival-budget friendly, helping retailers maximize conversions while giving customers freedom to buy more.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-edc6292 e-flex e-con-boxed e-con e-parent\" data-id=\"edc6292\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b95bb8 elementor-widget elementor-widget-heading\" data-id=\"1b95bb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Mobile EMI Lock is a Retailer\u2019s Best Friend<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ee8e0f elementor-widget elementor-widget-text-editor\" data-id=\"8ee8e0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Here\u2019s why retailers use SMF\u2019s EMI lock during festive sales:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-69ead2b e-grid e-con-boxed e-con e-child\" data-id=\"69ead2b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d50453f elementor-view-stacked elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"d50453f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 72 72\"><g id=\"Layer_25\" data-name=\"Layer 25\"><path d=\"M62,12H60V11a8,8,0,0,0-16,0v1H42a3.00328,3.00328,0,0,0-3,3V29a9.01016,9.01016,0,0,0,9,9h8a9.01016,9.01016,0,0,0,9-9V15A3.00328,3.00328,0,0,0,62,12ZM46,11a6,6,0,0,1,12,0v1H46ZM63,29a7.00818,7.00818,0,0,1-7,7H48a7.00818,7.00818,0,0,1-7-7V15a1.001,1.001,0,0,1,1-1h2v2a1,1,0,0,0,2,0V14H58v2a1,1,0,0,0,2,0V14h2a1.001,1.001,0,0,1,1,1Z\"><\/path><path d=\"M17,44a6,6,0,1,0-6-6A6.00657,6.00657,0,0,0,17,44Zm0-10a4,4,0,1,1-4,4A4.00427,4.00427,0,0,1,17,34Z\"><\/path><path d=\"M17,46A10.01146,10.01146,0,0,0,7,56V68a.99974.99974,0,0,0,1,1H26a.99974.99974,0,0,0,1-1V56A10.01146,10.01146,0,0,0,17,46Zm8,21H9V56a8,8,0,0,1,16,0Z\"><\/path><path d=\"M52.707,40.293a.99962.99962,0,0,0-1.41406,0l-3,3A.99989.99989,0,0,0,49.707,44.707L51,43.41406V48a7.00818,7.00818,0,0,1-7,7H30a1,1,0,0,0,0,2H44a9.01016,9.01016,0,0,0,9-9V43.41406l1.293,1.293A.99989.99989,0,0,0,55.707,43.293Z\"><\/path><path d=\"M16.293,29.707a.99963.99963,0,0,0,1.41406,0l3-3A.99989.99989,0,0,0,19.293,25.293L18,26.58594V25a7.00818,7.00818,0,0,1,7-7H35a1,1,0,0,0,0-2H25a9.01016,9.01016,0,0,0-9,9v1.58594l-1.293-1.293A.99989.99989,0,0,0,13.293,26.707Z\"><\/path><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tFaster Decisions\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t Shoppers commit quicker when financing is simple and secure.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2163ef elementor-view-stacked elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"c2163ef\" 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Customer\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPhone Credit encourages multi-product purchases.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-637874e elementor-view-stacked elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"637874e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" viewBox=\"0 0 512 512\" data-name=\"Layer 1\"><path d=\"m251.062 457.187h50.308v-62.387h-50.308v62.384zm-26.229-197.011a6 6 0 0 1 -12 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0c-66.768-27.332-116.342-62.795-148.197-114.839-31.759-51.89-45.667-119.958-41.165-212.553a5.985 5.985 0 0 1 5.977-5.7v-.017c34.662 0 73.538-9.744 107.338-26.644 31.35-15.675 58.228-37.438 73.117-63.175a5.991 5.991 0 0 1 10.384.041c14.893 25.719 41.762 47.467 73.093 63.132 33.8 16.9 72.676 26.644 107.338 26.644a5.983 5.983 0 0 1 6 6.161q.508 10.613.7 21.166.188 10.57.028 20.7a5.977 5.977 0 1 1 -11.953-.188c.186-11.866.005-23.8-.494-35.924-63.375-1.819-143.326-34.406-179.911-87.553-36.584 53.146-116.533 85.732-179.908 87.553-3.561 87.188 9.834 151.357 39.68 200.121 30.037 49.075 76.969 82.852 140.23 109.081 12.449-5.162 24.8-10.851 36.613-17.032v-50.895a6 6 0 0 1 6-6h62.303a6 6 0 0 1 6 6v74.384a6 6 0 0 1 -6 6h-62.308a6 6 0 0 1 -6-6v-10.051zm200.621 4.055v-216.463h50.308v216.461zm56.308 12h-62.308a6 6 0 0 1 -6-6v-228.463a6 6 0 0 1 6-6h62.308a6 6 0 0 1 6 6v228.461a6 6 0 0 1 -6 6zm-150.618-12v-136.563h50.307v136.561zm56.307 12h-62.307a6 6 0 0 1 -6-6v-148.563a6 6 0 0 1 6-6h22.384c9.383-24.569 15.035-50.654 18.139-77.856a5.992 5.992 0 1 1 11.904 1.359c-3.02 26.471-8.507 52.315-17.275 76.5h27.155a6 6 0 0 1 6 6v148.558a6 6 0 0 1 -6 6z\" fill-rule=\"evenodd\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tProtected Revenue\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEMI locker reduces the risk of unpaid EMIs.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3fe0493 elementor-view-stacked elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3fe0493\" data-element_type=\"widget\" data-e-type=\"widget\" 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0-6.344-2.836-6.344-6.328v-2.101c-5.651-.698-11.035-2.25-16.207-4.638-3.145-1.477-4.531-5.241-3.039-8.413 1.493-3.161 5.224-4.537 8.423-3.06 7.195 3.339 18.008 5.588 25.696 2.202 4.16-1.851 4.8-3.919 4.96-5.081zm-13.488-66.256c-29.375 0-53.258 23.878-53.258 53.221s23.883 53.221 53.258 53.221c29.321 0 53.205-23.878 53.205-53.221s-23.884-53.221-53.205-53.221zm0 119.093c36.305 0 65.839-29.55 65.839-65.872s-29.534-65.872-65.839-65.872c-36.358 0-65.893 29.55-65.893 65.872s29.535 65.872 65.893 65.872z\" fill-rule=\"evenodd\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRepeat Business\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tFinancing builds trust, encouraging future visits.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66fd30e e-flex e-con-boxed e-con e-parent\" data-id=\"66fd30e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f24ddc2 elementor-widget elementor-widget-text-editor\" data-id=\"f24ddc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Industry reports show festive-season smartphone sales spike 25\u201330% year-on-year. With mobile finance lock and Phone Credit, retailers can turn that demand into bigger revenue and happier, festival-ready customers.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68432a7 e-flex e-con-boxed e-con e-parent\" data-id=\"68432a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0647bbf elementor-widget elementor-widget-heading\" data-id=\"0647bbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Make This Festive Season Brighter with SMF<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff9eed2 elementor-widget elementor-widget-text-editor\" data-id=\"ff9eed2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Traditional festive offers like discounts, freebies, and cashback are everywhere. Shoppers expect them, so they don\u2019t make your store stand out. In 2025, the real differentiator is smart financing.<\/span><\/p><p><span style=\"font-weight: 400;\">With SMF, retailers give shoppers freedom and confidence. Customers can upgrade their phone, take home a TV, or buy an AC using Phone Credit, while the EMI lock ensures repayments stay on track.<\/span><\/p><p><span style=\"font-weight: 400;\">The result? Bigger baskets, faster sales, and confident customers, turning festive footfall into real growth for your store.<\/span><\/p><p><span style=\"font-weight: 400;\">Get your store festival-ready with SMF today and watch your sales soar!<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b592b6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7b592b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5d4f4a elementor-widget elementor-widget-heading\" data-id=\"b5d4f4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fc4bb0 elementor-invisible elementor-widget elementor-widget-elementskit-accordion\" data-id=\"9fc4bb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-6ac7a1487d515\">\n\n            \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-9fc4bb0\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-6f491396ac7a1487d515\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-6f491396ac7a1487d515\" aria-expanded=\"true\" aria-controls=\"Collapse-6f491396ac7a1487d515\">\n                            \n                            <span class=\"ekit-accordion-title\">I want to sell consumer durables on EMI, but how do I manage collateral?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-6f491396ac7a1487d515\" class=\" show collapse\" role=\"region\" aria-labelledby=\"primaryHeading-0-9fc4bb0\" data-parent=\"#accordion-6ac7a1487d515\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">With SMF\u2019s Phone Credit, it\u2019s easy. The customer\u2019s existing smartphone acts as the collateral, so you can confidently offer EMIs on TVs, ACs, washing machines, and more without worrying about risk or chasing payments.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-9fc4bb0\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-042b3786ac7a1487d515\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-042b3786ac7a1487d515\" aria-expanded=\"false\" aria-controls=\"Collapse-042b3786ac7a1487d515\">\n                            \n                            <span class=\"ekit-accordion-title\">Which devices are supported by SMF\u2019s EMI locker?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-042b3786ac7a1487d515\" class=\" collapse\" role=\"region\" aria-labelledby=\"primaryHeading-1-9fc4bb0\" data-parent=\"#accordion-6ac7a1487d515\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">SMF\u2019s mobile finance lock works on all Android phones, making it easy for retailers to offer finance-locked devices to a wide range of customers.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-9fc4bb0\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-fcc8da46ac7a1487d515\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-fcc8da46ac7a1487d515\" aria-expanded=\"false\" aria-controls=\"Collapse-fcc8da46ac7a1487d515\">\n                            \n                            <span class=\"ekit-accordion-title\">How does SMF increase basket size during festive sales?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-fcc8da46ac7a1487d515\" class=\" collapse\" role=\"region\" aria-labelledby=\"primaryHeading-2-9fc4bb0\" data-parent=\"#accordion-6ac7a1487d515\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">By combining the EMI phone lock with Phone Credit, customers can upgrade their phones and purchase additional electronics in one transaction, boosting sales per customer.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                                        <script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"I want to sell consumer durables on EMI, but how do I manage collateral?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400\\\">With SMF\u2019s Phone Credit, it\u2019s easy. 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