{"id":4497,"date":"2025-11-14T09:48:48","date_gmt":"2025-11-14T09:48:48","guid":{"rendered":"https:\/\/smartmobilefinance.com\/?p=4497"},"modified":"2026-06-29T15:42:11","modified_gmt":"2026-06-29T10:12:11","slug":"device-lock-protecting-retailers-from-costly-defaults-in-africa","status":"publish","type":"post","link":"https:\/\/smartmobilefinance.com\/blogs\/device-lock-protecting-retailers-from-costly-defaults-in-africa\/","title":{"rendered":"Device Lock: Protecting Retailers from Costly Defaults in Africa"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4497\" class=\"elementor elementor-4497\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b9ac451 e-flex e-con-boxed e-con e-parent\" data-id=\"b9ac451\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb759b8 elementor-widget elementor-widget-text-editor\" data-id=\"bb759b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Device lock<\/span><span style=\"font-weight: 400;\"> gives retailers the power to finance smartphones securely.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Across East and West Africa, retailers are sitting on a major opportunity and a growing risk. Every day, phones are sold on installments, yet many lose money when customers stop paying. Without the right protection, you\u2019re exposed to defaults, device thefts, and messy collections.<\/span><\/p><p><span style=\"font-weight: 400;\">That\u2019s where <\/span><a href=\"https:\/\/smartmobilefinance.com\/\"><span style=\"font-weight: 400;\">SMF\u2019s (Smart Mobile Finance)<\/span><\/a> <span style=\"font-weight: 400;\">device lock<\/span><span style=\"font-weight: 400;\"> comes in. It lets you:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Remotely block<\/b><span style=\"font-weight: 400;\"> financed devices<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Track <\/b><span style=\"font-weight: 400;\">devices<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Unblock <\/b><span style=\"font-weight: 400;\">instantly once payments are made<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">All based on payment status, keeping control in your hands. And as <\/span><span style=\"font-weight: 400;\">smartphone financing<\/span><span style=\"font-weight: 400;\"> expands rapidly across African markets, this control is becoming essential.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-64dd0d5 e-flex e-con-boxed e-con e-parent\" data-id=\"64dd0d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab0497f elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"ab0497f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2025\/11\/man-woman-are-looking-their-phones-3-1024x576.webp\" class=\"attachment-large size-large wp-image-4499\" alt=\"\" srcset=\"https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2025\/11\/man-woman-are-looking-their-phones-3-1024x576.webp 1024w, https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2025\/11\/man-woman-are-looking-their-phones-3-300x169.webp 300w, https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2025\/11\/man-woman-are-looking-their-phones-3-768x432.webp 768w, https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2025\/11\/man-woman-are-looking-their-phones-3-1536x864.webp 1536w, https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2025\/11\/man-woman-are-looking-their-phones-3-2048x1152.webp 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fe1cd14 e-flex e-con-boxed e-con e-parent\" data-id=\"fe1cd14\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4d8cad elementor-widget elementor-widget-heading\" data-id=\"e4d8cad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Real Impact Across African Markets<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be71e54 elementor-widget elementor-widget-text-editor\" data-id=\"be71e54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">As <\/span><span style=\"font-weight: 400;\">device financing<\/span><span style=\"font-weight: 400;\"> continues to grow, its real impact is being seen across Africa\u2019s biggest markets.<\/span><\/p><p><span style=\"font-weight: 400;\">In Kenya, the \u201clipa mdogo mdogo\u201d (pay small small) model has already proven that customers are open to installment plans when they\u2019re managed smartly. In Nairobi, <\/span><a href=\"https:\/\/newsroom.maudhui.co.ke\/economy\/smartphone-penetration-hits-805-mobile-data-soars-41020?\"><span style=\"font-weight: 400;\">smartphone penetration has crossed 80.5%<\/span><\/a><span style=\"font-weight: 400;\">. At the same time, <\/span><a href=\"https:\/\/commercium.africa\/news\/2024\/02\/smartphone-penetration-in-nigeria-to-hit-60-by-2025\/\"><span style=\"font-weight: 400;\">Nigeria is expected to reach nearly 60% smartphone penetration<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">These numbers tell one clear story: the demand for financed devices is massive, but so is the risk of defaults.<\/span><\/p><p><span style=\"font-weight: 400;\">That\u2019s why more and more African retailers are turning to <\/span><b>SMF\u2019s <\/b><b>finance locker app<\/b><span style=\"font-weight: 400;\">. It not only secures repayments but also builds repayment discipline among customers. When a <\/span><b>device is blocked<\/b><span style=\"font-weight: 400;\">, users are instantly reminded that an <\/span><b>outstanding payment<\/b><span style=\"font-weight: 400;\"> is due. Once they pay, the <\/span><b>device is unblocked<\/b><span style=\"font-weight: 400;\"> immediately.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-44caabf e-flex e-con-boxed e-con e-parent\" data-id=\"44caabf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-acaf356 elementor-widget elementor-widget-heading\" data-id=\"acaf356\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Retailers Can Get Started with SMF<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13066df elementor-widget elementor-widget-text-editor\" data-id=\"13066df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If you\u2019re offering smartphones on finance, start by<\/span><b> safeguarding your business with SMF\u2019s <\/b><b>device lock<\/b><span style=\"font-weight: 400;\">. It\u2019s the simplest way to stay in control of every financed device and protect your revenue.<\/span><\/p><p><span style=\"font-weight: 400;\">Here\u2019s what you gain:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8b1cf26 e-con-full e-flex e-con e-child\" data-id=\"8b1cf26\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c176d25 e-con-full e-flex e-con e-child\" data-id=\"c176d25\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd49284 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"fd49284\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\" ti-hand-point-up\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc3b925 elementor-widget elementor-widget-text-editor\" data-id=\"fc3b925\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Instant control<\/strong><\/p><p><span style=\"font-weight: 400;\">Block or unblock devices remotely based on payment status.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-98f03bb e-con-full e-flex e-con e-child\" data-id=\"98f03bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f22ecad elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"f22ecad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-money-bag2\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3eeac7d elementor-widget elementor-widget-text-editor\" data-id=\"3eeac7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Better collections<\/strong><\/p><p><span style=\"font-weight: 400;\">Reduce your dependence on manual follow-ups and reminders.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-38a4d79 e-con-full e-flex e-con e-child\" data-id=\"38a4d79\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0f294a0 e-con-full e-flex e-con e-child\" data-id=\"0f294a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-161b6d7 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"161b6d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-handshake\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-976a185 elementor-widget elementor-widget-text-editor\" data-id=\"976a185\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Stronger trust<\/strong><\/p><p><span style=\"font-weight: 400;\">Customers know exactly when and why their device is blocked, and they repay on time.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e2adf58 e-con-full e-flex e-con e-child\" data-id=\"e2adf58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61b347b elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"61b347b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-money-bag\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f994fad elementor-widget elementor-widget-text-editor\" data-id=\"f994fad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Higher profits<\/strong><\/p><p><span style=\"font-weight: 400;\">Fewer defaults mean more recovered payments and healthier margins.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14a36aa e-flex e-con-boxed e-con e-parent\" data-id=\"14a36aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7531502 elementor-widget elementor-widget-text-editor\" data-id=\"7531502\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">In the African market, where most smartphone sales now happen on credit or instalment, <\/span><b>SMF\u2019s <\/b><b>smart device lock<\/b><b> helps you stay competitive, secure<\/b><span style=\"font-weight: 400;\">, and one step ahead.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b1d30fe e-flex e-con-boxed e-con e-parent\" data-id=\"b1d30fe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32ffb50 elementor-widget elementor-widget-heading\" data-id=\"32ffb50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Your Next Step in Smarter Financing with SMF<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e8f295 elementor-widget elementor-widget-text-editor\" data-id=\"2e8f295\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">With <\/span><a href=\"https:\/\/smartmobilefinance.com\/about-us\/#whysmf\"><b>SMF\u2019s advanced finance locker app<\/b><\/a><span style=\"font-weight: 400;\">, retailers can now take full control of financed devices. It allows <\/span><b>remote locking<\/b><span style=\"font-weight: 400;\"> whenever there\u2019s an <\/span><b>outstanding payment<\/b><span style=\"font-weight: 400;\">, ensuring your assets remain protected.<\/span><\/p><p><span style=\"font-weight: 400;\">Once the balance is cleared, the <\/span><b>device is unblocked<\/b><span style=\"font-weight: 400;\">, payments are back on track, and business keeps moving smoothly.<\/span><\/p><p><span style=\"font-weight: 400;\">It\u2019s simple. It\u2019s secure. And for retailers across<\/span><b> Kenya, Uganda, and Nigeria<\/b><span style=\"font-weight: 400;\">, it\u2019s the smartest way to <\/span><b>finance, protect, and grow<\/b><span style=\"font-weight: 400;\"> with control.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-187e6a0 e-flex e-con-boxed e-con e-parent\" data-id=\"187e6a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5eb43bf e-con-full e-flex e-con e-child\" data-id=\"5eb43bf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-903a41c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"903a41c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01bddf5 elementor-widget elementor-widget-heading\" data-id=\"01bddf5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-649cc78 elementor-invisible elementor-widget elementor-widget-elementskit-accordion\" data-id=\"649cc78\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-6ac7798d2ce26\">\n\n            \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-649cc78\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-6f491396ac7798d2ce26\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-6f491396ac7798d2ce26\" aria-expanded=\"true\" aria-controls=\"Collapse-6f491396ac7798d2ce26\">\n                            \n                            <span class=\"ekit-accordion-title\">Why are African retailers adopting SMF\u2019s device lock?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-6f491396ac7798d2ce26\" class=\" show collapse\" role=\"region\" aria-labelledby=\"primaryHeading-0-649cc78\" data-parent=\"#accordion-6ac7798d2ce26\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">Retailers across Kenya, Nigeria, and Uganda are adopting SMF\u2019s device lock because it gives them direct control over financed smartphones. It ensures that when customers miss instalments, devices can be remotely locked, helping them recover payments faster and reduce bad debt. <\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-649cc78\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-042b3786ac7798d2ce26\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-042b3786ac7798d2ce26\" aria-expanded=\"false\" aria-controls=\"Collapse-042b3786ac7798d2ce26\">\n                            \n                            <span class=\"ekit-accordion-title\">Can retailers manage devices remotely across different locations?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-042b3786ac7798d2ce26\" class=\" collapse\" role=\"region\" aria-labelledby=\"primaryHeading-1-649cc78\" data-parent=\"#accordion-6ac7798d2ce26\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">Yes. SMF\u2019s remote locking feature lets retailers manage financed devices anytime, from anywhere. Whether your customers are in Nairobi, Lagos, Kampala, or beyond, you can instantly block or unblock devices through the SMF dashboard. This makes multi-country or multi-branch operations much easier to control, without the need for physical intervention.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-649cc78\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-fcc8da46ac7798d2ce26\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-fcc8da46ac7798d2ce26\" aria-expanded=\"false\" aria-controls=\"Collapse-fcc8da46ac7798d2ce26\">\n                            \n                            <span class=\"ekit-accordion-title\">Can SMF\u2019s device lock also support solar and PayGo companies in Africa?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-fcc8da46ac7798d2ce26\" class=\" collapse\" role=\"region\" aria-labelledby=\"primaryHeading-2-649cc78\" data-parent=\"#accordion-6ac7798d2ce26\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">Yes. SMF\u2019s technology is designed to support PayGo models used by leading solar and smartphone financing companies across Africa. The lock integrates with flexible, small-ticket payment plans, daily, weekly, or monthly, encouraging timely payments. <\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-649cc78\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-50338756ac7798d2ce26\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-50338756ac7798d2ce26\" aria-expanded=\"false\" aria-controls=\"Collapse-50338756ac7798d2ce26\">\n                            \n                            <span class=\"ekit-accordion-title\">Why choose SMF\u2019s device lock instead of an OEM lock?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-50338756ac7798d2ce26\" class=\" collapse\" role=\"region\" aria-labelledby=\"primaryHeading-3-649cc78\" data-parent=\"#accordion-6ac7798d2ce26\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">Unlike OEM locks, which are limited to specific brands or models, SMF\u2019s finance locker app works seamlessly across all Android devices. It gives retailers full flexibility, supporting multiple brands, enabling instant remote actions, and offering advanced analytics on repayment behavior. In short, SMF provides a smarter, more scalable, and brand-agnostic alternative for any retailer involved in smartphone financing.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                                        <script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Why are African retailers adopting SMF\u2019s device lock?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400\\\">Retailers across Kenya, Nigeria, and Uganda are adopting SMF\u2019s device lock because it gives them direct control over financed smartphones. 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