{"id":5615,"date":"2026-02-13T17:20:26","date_gmt":"2026-02-13T11:50:26","guid":{"rendered":"https:\/\/smartmobilefinance.com\/?p=5615"},"modified":"2026-06-29T15:45:06","modified_gmt":"2026-06-29T10:15:06","slug":"dfrm-platform-why-retailers-need-it-to-grow-their-business","status":"publish","type":"post","link":"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/","title":{"rendered":"DFRM Platform: Why Retailers Need it to Grow Their Business"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5615\" class=\"elementor elementor-5615\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a630bec e-flex e-con-boxed e-con e-parent\" data-id=\"a630bec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e48112 elementor-widget elementor-widget-text-editor\" data-id=\"2e48112\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">More customers today prefer buying phones on finance, and retailers are meeting that demand as part of everyday sales.<\/span><\/p><p><span style=\"font-weight: 400;\">But as device financing becomes more common, success depends on more than just closing the sale. Retailers need a reliable way to enrol customers quickly, manage repayments, and keep financed smartphones linked to payments from the day of sale until completion.<\/span><\/p><p><span style=\"font-weight: 400;\">This is where Smart Mobile Finance comes in.<\/span><\/p><p><a href=\"https:\/\/smartmobilefinance.com\/smarter-dfrm-platform\/\"><span style=\"font-weight: 400;\">Smart Mobile Finance (SMF) is a Device Financing Risk Management (DFRM) platform<\/span><\/a><span style=\"font-weight: 400;\"> designed specifically for retailers. It helps manage smartphone financing with clear controls that reduce risk and improve repayment behaviour<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e3d61c elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"1e3d61c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2026\/02\/A-strong-DFRM-platform-should-help-1024x683.png\" class=\"attachment-large size-large wp-image-5626\" alt=\"\" srcset=\"https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2026\/02\/A-strong-DFRM-platform-should-help-1024x683.png 1024w, https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2026\/02\/A-strong-DFRM-platform-should-help-300x200.png 300w, https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2026\/02\/A-strong-DFRM-platform-should-help-768x512.png 768w, https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2026\/02\/A-strong-DFRM-platform-should-help.png 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2e78beb e-flex e-con-boxed e-con e-parent\" data-id=\"2e78beb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bd8469e elementor-widget elementor-widget-heading\" data-id=\"bd8469e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Real Problem: Financing Devices Without a System \n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57de698 elementor-widget elementor-widget-text-editor\" data-id=\"57de698\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Many retailers start device financing using registers, WhatsApp reminders, trust, and manual follow-ups. In the early stages, this may seem manageable.<\/span><\/p><p><span style=\"font-weight: 400;\">But as more phones go out on finance, cracks begin to show. Repayment tracking becomes inconsistent, customer coordination takes more effort, and recovery depends heavily on staff availability.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Follow-ups depend on the staff.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Staff depend on time.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">And time is limited in a busy retail store.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ef3d309 e-flex e-con-boxed e-con e-parent\" data-id=\"ef3d309\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b165c5f elementor-widget elementor-widget-heading\" data-id=\"b165c5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Makes SMF\u2019s DFRM Platform Different and Effective\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b04308 elementor-widget elementor-widget-text-editor\" data-id=\"1b04308\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Unlike reminder-only methods, <\/span><a href=\"https:\/\/smartmobilefinance.com\/\"><span style=\"font-weight: 400;\">SMF\u2019s<\/span><\/a><span style=\"font-weight: 400;\"> DFRM platform links repayment behaviour directly to the financed device. This creates a clear structure that makes it clear to customers that continued device use is tied to timely payments.<\/span><\/p><p><span style=\"font-weight: 400;\">Key capabilities include:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21bc273 e-con-full e-flex e-con e-child\" data-id=\"21bc273\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9a179be e-grid e-con-full e-con e-child\" data-id=\"9a179be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e0ada48 e-con-full e-flex e-con e-child\" data-id=\"e0ada48\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c6341e elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"1c6341e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-qrcode\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 224h192V32H0v192zM64 96h64v64H64V96zm192-64v192h192V32H256zm128 128h-64V96h64v64zM0 480h192V288H0v192zm64-128h64v64H64v-64zm352-64h32v128h-96v-32h-32v96h-64V288h96v32h64v-32zm0 160h32v32h-32v-32zm-64 0h32v32h-32v-32z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93a3c03 elementor-widget elementor-widget-heading\" data-id=\"93a3c03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Fast Customer Enrolment<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d403a57 elementor-widget elementor-widget-text-editor\" data-id=\"d403a57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<span style=\"font-weight: 400;\">Customers should be enrolled quickly at the counter without slowing down sales. <\/span><b>SMF offers a QR-based enrolment flow that keeps onboarding smooth<\/b><span style=\"font-weight: 400;\">.<\/span> \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-766ce32 e-con-full e-flex e-con e-child\" data-id=\"766ce32\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20941c2 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"20941c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-unlock-alt\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 256H152V152.9c0-39.6 31.7-72.5 71.3-72.9 40-.4 72.7 32.1 72.7 72v16c0 13.3 10.7 24 24 24h32c13.3 0 24-10.7 24-24v-16C376 68 307.5-.3 223.5 0 139.5.3 72 69.5 72 153.5V256H48c-26.5 0-48 21.5-48 48v160c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48V304c0-26.5-21.5-48-48-48zM264 408c0 22.1-17.9 40-40 40s-40-17.9-40-40v-48c0-22.1 17.9-40 40-40s40 17.9 40 40v48z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44956db elementor-widget elementor-widget-heading\" data-id=\"44956db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Remote Device Control\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5947576 elementor-widget elementor-widget-text-editor\" data-id=\"5947576\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<span style=\"font-weight: 400;\">Retailers should be able to <\/span><b>lock or unlock financed phones remotely<\/b><span style=\"font-weight: 400;\"> when required, keeping devices protected during the financing period.<\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b6b4387 e-con-full e-flex e-con e-child\" data-id=\"b6b4387\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6911fbd elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"6911fbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-shield-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M466.5 83.7l-192-80a48.15 48.15 0 0 0-36.9 0l-192 80C27.7 91.1 16 108.6 16 128c0 198.5 114.5 335.7 221.5 380.3 11.8 4.9 25.1 4.9 36.9 0C360.1 472.6 496 349.3 496 128c0-19.4-11.7-36.9-29.5-44.3zM256.1 446.3l-.1-381 175.9 73.3c-3.3 151.4-82.1 261.1-175.8 307.7z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d80d904 elementor-widget elementor-widget-heading\" data-id=\"d80d904\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Protection Against Device Misuse<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbdf5f4 elementor-widget elementor-widget-text-editor\" data-id=\"dbdf5f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<span style=\"font-weight: 400;\">A strong DFRM platform should help <\/span><b>prevent resale, factory reset, or app removal <\/b><span style=\"font-weight: 400;\">before payments are completed.<\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e40369e e-grid e-con-full e-con e-child\" data-id=\"e40369e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d8e6f5e e-con-full e-flex e-con e-child\" data-id=\"d8e6f5e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-851f8ce elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"851f8ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chart-line\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M496 384H64V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-32c0-8.84-7.16-16-16-16zM464 96H345.94c-21.38 0-32.09 25.85-16.97 40.97l32.4 32.4L288 242.75l-73.37-73.37c-12.5-12.5-32.76-12.5-45.25 0l-68.69 68.69c-6.25 6.25-6.25 16.38 0 22.63l22.62 22.62c6.25 6.25 16.38 6.25 22.63 0L192 237.25l73.37 73.37c12.5 12.5 32.76 12.5 45.25 0l96-96 32.4 32.4c15.12 15.12 40.97 4.41 40.97-16.97V112c.01-8.84-7.15-16-15.99-16z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-530c542 elementor-widget elementor-widget-heading\" data-id=\"530c542\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Centralised Management for Growing Businesses\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7911961 elementor-widget elementor-widget-text-editor\" data-id=\"7911961\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<span style=\"font-weight: 400;\">For retailers managing multiple outlets or staff members, a <\/span><b>single dashboard should provide visibility into devices, staff activity, and overall performance<\/b><span style=\"font-weight: 400;\">.<\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d3bc34d e-con-full e-flex e-con e-child\" data-id=\"d3bc34d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17709fa elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"17709fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-android\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M420.55,301.93a24,24,0,1,1,24-24,24,24,0,0,1-24,24m-265.1,0a24,24,0,1,1,24-24,24,24,0,0,1-24,24m273.7-144.48,47.94-83a10,10,0,1,0-17.27-10h0l-48.54,84.07a301.25,301.25,0,0,0-246.56,0L116.18,64.45a10,10,0,1,0-17.27,10h0l47.94,83C64.53,202.22,8.24,285.55,0,384H576c-8.24-98.45-64.54-181.78-146.85-226.55\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f317c0 elementor-widget elementor-widget-heading\" data-id=\"4f317c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Broad Android <br \/>Compatibility\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f1a3fe elementor-widget elementor-widget-text-editor\" data-id=\"1f1a3fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The platform should <\/span><b>support major Android brands<\/b><span style=\"font-weight: 400;\">, so retailers don\u2019t lose customers due to device restrictions.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cf8afd3 e-flex e-con-boxed e-con e-parent\" data-id=\"cf8afd3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ec7959 elementor-widget elementor-widget-heading\" data-id=\"0ec7959\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b95f4d5 elementor-widget elementor-widget-text-editor\" data-id=\"b95f4d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">As smartphone financing becomes a regular part of retail sales, managing risk can no longer rely on memory, informal tracking, or repeated customer calls. Retailers need a system that quietly supports financing in the background while sales continue at the counter.<\/span><\/p><p><span style=\"font-weight: 400;\">A DFRM platform like Smart Mobile Finance helps retailers run device financing with confidence. By combining quick enrolment, device-level protection, and structured repayment support, it keeps smartphone financing clear, controlled, and manageable, without adding pressure to store staff.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7cc965e e-flex e-con-boxed e-con e-parent\" data-id=\"7cc965e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a7f3a9 elementor-widget elementor-widget-heading\" data-id=\"2a7f3a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b790b39 elementor-invisible elementor-widget elementor-widget-elementskit-accordion\" data-id=\"b790b39\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-6ac7a29653511\">\n\n            \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-b790b39\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-6f491396ac7a29653511\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-6f491396ac7a29653511\" aria-expanded=\"true\" aria-controls=\"Collapse-6f491396ac7a29653511\">\n                            \n                            <span class=\"ekit-accordion-title\">What is a DFRM platform in device financing?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-6f491396ac7a29653511\" class=\" show collapse\" role=\"region\" aria-labelledby=\"primaryHeading-0-b790b39\" data-parent=\"#accordion-6ac7a29653511\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">A DFRM (Device Financing Risk Management) platform helps retailers manage risk in smartphone financing by linking EMI payments directly to the device. A DFRM platform like Smart Mobile Finance (SMF) keeps financed phones under control until payments are completed.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-b790b39\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-042b3786ac7a29653511\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-042b3786ac7a29653511\" aria-expanded=\"false\" aria-controls=\"Collapse-042b3786ac7a29653511\">\n                            \n                            <span class=\"ekit-accordion-title\">Why do retailers need a DFRM platform for smartphone financing?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-042b3786ac7a29653511\" class=\" collapse\" role=\"region\" aria-labelledby=\"primaryHeading-1-b790b39\" data-parent=\"#accordion-6ac7a29653511\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">Retailers need a DFRM platform like SMF to avoid manual tracking, repeated follow-ups, and payment losses. It helps manage enrolment, repayments, and device control through one simple system.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-b790b39\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-fcc8da46ac7a29653511\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-fcc8da46ac7a29653511\" aria-expanded=\"false\" aria-controls=\"Collapse-fcc8da46ac7a29653511\">\n                            \n                            <span class=\"ekit-accordion-title\">How does a DFRM platform reduce payment default in mobile phone financing?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-fcc8da46ac7a29653511\" class=\" collapse\" role=\"region\" aria-labelledby=\"primaryHeading-2-b790b39\" data-parent=\"#accordion-6ac7a29653511\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">SMF, a powerful DFRM platform, reduces default by connecting payment behaviour to phone usage. When payments are delayed, device access can be restricted, encouraging timely repayment without daily customer calls.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-b790b39\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-ec33d8f6ac7a29653511\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-ec33d8f6ac7a29653511\" aria-expanded=\"false\" aria-controls=\"Collapse-ec33d8f6ac7a29653511\">\n                            \n                            <span class=\"ekit-accordion-title\">Is a DFRM platform useful for small mobile retailers?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\" ti-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-ec33d8f6ac7a29653511\" class=\" collapse\" role=\"region\" aria-labelledby=\"primaryHeading-3-b790b39\" data-parent=\"#accordion-6ac7a29653511\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">Yes. A DFRM platform like Smart Mobile Finance (SMF) is especially useful for small retailers selling phones on EMI, as it helps run device financing smoothly without extra staff or manual follow-ups.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                                        <script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is a DFRM platform in device financing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400\\\">A DFRM (Device Financing Risk Management) platform helps retailers manage risk in smartphone financing by linking EMI payments directly to the device. A DFRM platform like Smart Mobile Finance (SMF) keeps financed phones under control until payments are completed.<\/span><\/p>\"}},{\"@type\":\"Question\",\"name\":\"Why do retailers need a DFRM platform for smartphone financing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400\\\">Retailers need a DFRM platform like SMF to avoid manual tracking, repeated follow-ups, and payment losses. It helps manage enrolment, repayments, and device control through one simple system.<\/span><\/p>\"}},{\"@type\":\"Question\",\"name\":\"How does a DFRM platform reduce payment default in mobile phone financing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400\\\">SMF, a powerful DFRM platform, reduces default by connecting payment behaviour to phone usage. When payments are delayed, device access can be restricted, encouraging timely repayment without daily customer calls.<\/span><\/p>\"}},{\"@type\":\"Question\",\"name\":\"Is a DFRM platform useful for small mobile retailers?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400\\\">Yes. A DFRM platform like Smart Mobile Finance (SMF) is especially useful for small retailers selling phones on EMI, as it helps run device financing smoothly without extra staff or manual follow-ups.<\/span><\/p>\"}}]}<\/script>\n                                <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>More customers today prefer buying phones on finance, and retailers are meeting that demand as part of everyday sales. But [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":5626,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[253,251,250,249,256,255,252],"class_list":["post-5615","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-post","tag-cellphone-financing-risk-management","tag-device-financing-risk-management","tag-device-financing-risk-management-platform","tag-device-financing-solutions","tag-device-financing-solutions-platform","tag-dfrm-software","tag-phone-financing-risk-management"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Device Financing Risk Management | Why Retailers Need It | SMF<\/title>\n<meta name=\"description\" content=\"SMF\u2019s Device Financing Risk Management platform ( DFRM ) helps retailers secure financed phones, and supports risk-managed growth.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Device Financing Risk Management | Why Retailers Need It | SMF\" \/>\n<meta property=\"og:description\" content=\"SMF\u2019s Device Financing Risk Management platform ( DFRM ) helps retailers secure financed phones, and supports risk-managed growth.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/\" \/>\n<meta property=\"og:site_name\" content=\"Smart Mobile Finance (SMF)\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/people\/Smartmobilefinance\/61569833146316\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-13T11:50:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-29T10:15:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2026\/02\/A-strong-DFRM-platform-should-help.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Team SMF\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Team SMF\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Device Financing Risk Management | Why Retailers Need It | SMF","description":"SMF\u2019s Device Financing Risk Management platform ( DFRM ) helps retailers secure financed phones, and supports risk-managed growth.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/","og_locale":"en_US","og_type":"article","og_title":"Device Financing Risk Management | Why Retailers Need It | SMF","og_description":"SMF\u2019s Device Financing Risk Management platform ( DFRM ) helps retailers secure financed phones, and supports risk-managed growth.","og_url":"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/","og_site_name":"Smart Mobile Finance (SMF)","article_publisher":"https:\/\/www.facebook.com\/people\/Smartmobilefinance\/61569833146316\/","article_published_time":"2026-02-13T11:50:26+00:00","article_modified_time":"2026-06-29T10:15:06+00:00","og_image":[{"width":1536,"height":1024,"url":"https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2026\/02\/A-strong-DFRM-platform-should-help.png","type":"image\/png"}],"author":"Team SMF","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Team SMF","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["Article","BlogPosting"],"@id":"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/#article","isPartOf":{"@id":"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/"},"author":{"name":"Team SMF","@id":"https:\/\/smartmobilefinance.com\/blogs\/#\/schema\/person\/40d0e304a58b6c807b9a1e1b332c7b13"},"headline":"DFRM Platform: Why Retailers Need it to Grow Their Business","datePublished":"2026-02-13T11:50:26+00:00","dateModified":"2026-06-29T10:15:06+00:00","mainEntityOfPage":{"@id":"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/"},"wordCount":597,"publisher":{"@id":"https:\/\/smartmobilefinance.com\/blogs\/#organization"},"image":{"@id":"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/#primaryimage"},"thumbnailUrl":"https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2026\/02\/A-strong-DFRM-platform-should-help.png","keywords":["Cellphone financing risk management","device financing risk management","Device financing risk management platform","Device financing solutions","Device financing solutions platform","DFRM Software","Phone financing risk management"],"articleSection":["Post"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/","url":"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/","name":"Device Financing Risk Management | Why Retailers Need It | SMF","isPartOf":{"@id":"https:\/\/smartmobilefinance.com\/blogs\/#website"},"primaryImageOfPage":{"@id":"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/#primaryimage"},"image":{"@id":"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/#primaryimage"},"thumbnailUrl":"https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2026\/02\/A-strong-DFRM-platform-should-help.png","datePublished":"2026-02-13T11:50:26+00:00","dateModified":"2026-06-29T10:15:06+00:00","description":"SMF\u2019s Device Financing Risk Management platform ( DFRM ) helps retailers secure financed phones, and supports risk-managed growth.","breadcrumb":{"@id":"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/#primaryimage","url":"https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2026\/02\/A-strong-DFRM-platform-should-help.png","contentUrl":"https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2026\/02\/A-strong-DFRM-platform-should-help.png","width":1536,"height":1024},{"@type":"BreadcrumbList","@id":"https:\/\/smartmobilefinance.com\/blogs\/dfrm-platform-why-retailers-need-it-to-grow-their-business\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/smartmobilefinance.com\/blogs\/"},{"@type":"ListItem","position":2,"name":"DFRM Platform: Why Retailers Need it to Grow Their Business"}]},{"@type":"WebSite","@id":"https:\/\/smartmobilefinance.com\/blogs\/#website","url":"https:\/\/smartmobilefinance.com\/blogs\/","name":"Smart Mobile Finance (SMF)","description":"","publisher":{"@id":"https:\/\/smartmobilefinance.com\/blogs\/#organization"},"alternateName":"SMF","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/smartmobilefinance.com\/blogs\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/smartmobilefinance.com\/blogs\/#organization","name":"Smart Mobile Finance (SMF)","alternateName":"SMF","url":"https:\/\/smartmobilefinance.com\/blogs\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/smartmobilefinance.com\/blogs\/#\/schema\/logo\/image\/","url":"https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2025\/04\/smf_full_logo-removebg-preview.png","contentUrl":"https:\/\/smartmobilefinance.com\/blogs\/wp-content\/uploads\/2025\/04\/smf_full_logo-removebg-preview.png","width":200,"height":65,"caption":"Smart Mobile Finance (SMF)"},"image":{"@id":"https:\/\/smartmobilefinance.com\/blogs\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/people\/Smartmobilefinance\/61569833146316\/","https:\/\/www.linkedin.com\/company\/smartmobilefinance\/","https:\/\/www.instagram.com\/smart_mobile_finance\/"]},{"@type":"Person","@id":"https:\/\/smartmobilefinance.com\/blogs\/#\/schema\/person\/40d0e304a58b6c807b9a1e1b332c7b13","name":"Team SMF","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/645dfce065fa83bce10d0134f0b6d7dfacc3c8e5ce8bc7b265b6163898ebbcd4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/645dfce065fa83bce10d0134f0b6d7dfacc3c8e5ce8bc7b265b6163898ebbcd4?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/645dfce065fa83bce10d0134f0b6d7dfacc3c8e5ce8bc7b265b6163898ebbcd4?s=96&d=mm&r=g","caption":"Team SMF"},"url":"https:\/\/smartmobilefinance.com\/blogs\/author\/bhupendra\/"}]}},"_links":{"self":[{"href":"https:\/\/smartmobilefinance.com\/blogs\/wp-json\/wp\/v2\/posts\/5615","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartmobilefinance.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartmobilefinance.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartmobilefinance.com\/blogs\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/smartmobilefinance.com\/blogs\/wp-json\/wp\/v2\/comments?post=5615"}],"version-history":[{"count":16,"href":"https:\/\/smartmobilefinance.com\/blogs\/wp-json\/wp\/v2\/posts\/5615\/revisions"}],"predecessor-version":[{"id":6453,"href":"https:\/\/smartmobilefinance.com\/blogs\/wp-json\/wp\/v2\/posts\/5615\/revisions\/6453"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartmobilefinance.com\/blogs\/wp-json\/wp\/v2\/media\/5626"}],"wp:attachment":[{"href":"https:\/\/smartmobilefinance.com\/blogs\/wp-json\/wp\/v2\/media?parent=5615"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartmobilefinance.com\/blogs\/wp-json\/wp\/v2\/categories?post=5615"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartmobilefinance.com\/blogs\/wp-json\/wp\/v2\/tags?post=5615"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}