Sell on EMI, Stay Safe with Our Mobile Finance Locker
Smart Mobile Finance (SMF) is a trusted EMI lock app that lets you send payment reminders and lock devices instantly, all at your fingertips. Reduce loss due to EMI miss and stay in control with our mobile finance lock.
Sell More. Collect Timely. Control Easily


Compatible with the Best Brands

















Are You a Retailer Looking to Expand Your Business Securely?
Do you want to increase your customer base, but are scared to offer self-financing?
Do you know how you can secure your EMI repayments and reduce loss due to EMI misses?
Do you know how to reach your customers after the sale, even if he has changed their contact number?
Do you want to ensure your customer pays on time without maintaining an army to send reminders?
Who We Are
Smart Mobile Finance: Protect Your Phone Loan with Our Device Lock
The perfect answer to all your questions is Smart Mobile Finance. We allow you to grow your business without any worry. We offer revolutionary SMF finance lock and device lock solutions, so you can easily manage due payments. Our solution will simplify the repayment process for smartphone purchases, enabling you to grow your business profitably.
Device Locking
Reduce Missed Payments
Sell More

Smart Mobile Finance (SMF): Protect Your Phone Loan with Our Mobile Finance Locker
The perfect answer to all your questions is Smart Mobile Finance (SMF). We allow you to grow your business without any worry. We offer advanced mobile finance lock app solutions, so you can easily manage overdue payments. Our solution will simplify the repayment process for smartphone purchases, enabling you to grow your business profitably.
EMI Phone Lock
Reduce Missed Payments
Sell More
Key Features to Help You Secure Every Device You Finance
Sell smartphones on loan with confidence using our secure mobile EMI lock. Our powerful features help you manage payments, protect your business, and grow your customer base.
Remote Phone Lock/Unlock
Lock overdue devices instantly with one tap. Disabled phones lose all functions until payment is made, then unlock remotely to restore full access within seconds using our EMI locker app.
Smart Payment Reminders
Automated, friendly reminders notify customers of their upcoming payment due dates, helping reduce missed payments & encouraging timely installments.
Anti-Tamper Security
Built-in security prevents SIM changes or factory resets from bypassing the EMI phone lock. Devices remain secured until you choose to unlock them.
Easy Setup & Management
Enroll new devices quickly via app installation and QR code scanning. Manage all financed phones from a simple dashboard without technical expertise.
Secure & Encrypted
All sensitive data is encrypted and securely stored. SMF runs quietly in the background without affecting device performance or battery life.
Dedicated Support
Our dedicated chat support team is always available to assist you. Enjoy complete peace of mind with fast and responsive help whenever you truly need it most.
Our Impact
We ensure a positive impact by promoting financial well-being for retailers and their customers. Our solutions help grow businesses while supporting responsible financing through a secure mobile finance locker.
4,00,000+ Retailers Served
More customers paying on time
Drop in late payments
More loan processed
How SMF Works?


Stay in Control with Our Smart Device Lock
Tired of chasing customers for pending payments? With Smart Mobile Finance’s EMI lock phone solution, you stay in control. Lock the phone if payments are missed and get paid on time. No more headaches, loss due to EMI miss.
No Hidden Fees
Our transparent pricing model ensures you only pay for what you use, with no unexpected costs
Customizable Solutions
Our flexible plans allow you to choose a subscription plan that fits your business size and needs
Exceptional Value
Boost your business multifold with our EMI locker app solution, backed by amazing support.
What Makes Smart Mobile Finance Different?
We make selling phones on finance safer and easier for you. Our strong security protects your business, our plans are affordable, and we support you every step of the way so you can grow your shop with confidence.
Affordable
Affordable
What Makes Smart Mobile Finance Different?
We make selling phones on finance safer and easier for you. Our strong security protects your business, our plans are affordable, and we support you every step of the way so you can grow your shop with confidence.
Affordable

Why Choose Us
Become Our Partner to Start Selling More
Join us and offer easy phone financing to your customers. Together, we’ll help you sell more and grow your business with confidence.
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Course List
Get personalized business coaching to achieve your goals
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The Essential Guide for New Business Owners
Management
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- 12 Lesson
- 6 Weeks

From Idea to Launch: How to Start a Business
Strategy
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- 12 Lesson
- 6 Weeks

5 Steps to Starting a Successful Business
Finance
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- 12 Lesson
- 6 Weeks

Marketing Strategies for New Businesses
Marketing
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- 12 Lesson
- 6 Weeks

Security at its Core
Smart Mobile Finance (SMF) is certified with the highest international standards in security and compliance, giving you the most trusted partner in your journey with EMI lock app solutions.

Success Stories




