Sell on EMI, Stay Safe with Our Mobile Finance Locker

Smart Mobile Finance (SMF) is a trusted EMI lock app that lets you send payment reminders and lock devices instantly, all at your fingertips. Reduce loss due to EMI miss and stay in control with our mobile finance lock. 

Sell More. Collect Timely. Control Easily

Device Showing SMF's Emi lock app's screen
Countries
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Retailer Partners
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Keys Sold
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Years of Trust
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4.5 (2879 Reviews)
4.5/5

Compatible with the Best Brands

Are You a Retailer Looking to Expand Your Business Securely?

Do you want to increase your customer base, but are scared to offer self-financing?

Do you know how you can secure your EMI repayments and reduce loss due to EMI misses?

Do you know how to reach your customers after the sale, even if he has changed their contact number?

Do you want to ensure your customer pays on time without maintaining an army to send reminders?

Who We Are

Smart Mobile Finance: Protect Your Phone Loan with Our Device Lock

The perfect answer to all your questions is Smart Mobile Finance. We allow you to grow your business without any worry. We offer revolutionary SMF finance lock and device lock solutions, so you can easily manage due payments. Our solution will simplify the repayment process for smartphone purchases, enabling you to grow your business profitably.

Device Locking 

Reduce Missed Payments

Sell More

Smart Mobile Finance (SMF): Protect Your Phone Loan with Our Mobile Finance Locker

The perfect answer to all your questions is Smart Mobile Finance (SMF). We allow you to grow your business without any worry. We offer advanced mobile finance lock app solutions, so you can easily manage overdue payments. Our solution will simplify the repayment process for smartphone purchases, enabling you to grow your business profitably.

EMI Phone Lock

Reduce Missed Payments

Sell More

Key Features to Help You Secure Every Device You Finance

Sell smartphones on loan with confidence using our secure mobile EMI lock. Our powerful features help you manage payments, protect your business, and grow your customer base.

Remote Phone Lock/Unlock

Lock overdue devices instantly with one tap. Disabled phones lose all functions until payment is made, then unlock remotely to restore full access within seconds using our EMI locker app.

Smart Payment Reminders

Automated, friendly reminders notify customers of their upcoming payment due dates, helping reduce missed payments & encouraging timely installments.

Anti-Tamper Security

Built-in security prevents SIM changes or factory resets from bypassing the EMI phone lock. Devices remain secured until you choose to unlock them.

Easy Setup & Management

Enroll new devices quickly via app installation and QR code scanning. Manage all financed phones from a simple dashboard without technical expertise.

Secure & Encrypted

All sensitive data is encrypted and securely stored. SMF runs quietly in the background without affecting device performance or battery life.

Dedicated Support

Our dedicated chat support team is always available to assist you. Enjoy complete peace of mind with fast and responsive help whenever you truly need it most.

Our Impact

We ensure a positive impact by promoting financial well-being for retailers and their customers. Our solutions help grow businesses while supporting responsible financing through a secure mobile finance locker.

4,00,000+ Retailers Served

More customers paying on time

0 %

Drop in late payments

0 %

More loan processed

0 %

How SMF Works?

Stay in Control with Our Smart Device Lock

Tired of chasing customers for pending payments? With Smart Mobile Finance’s EMI lock phone solution, you stay in control. Lock the phone if payments are missed and get paid on time. No more headaches, loss due to EMI miss.

No Hidden Fees

Our transparent pricing model ensures you only pay for what you use, with no unexpected costs

Customizable Solutions

Our flexible plans allow you to choose a subscription plan that fits your business size and needs

Exceptional Value

Boost your business multifold with our EMI locker app solution, backed by amazing support.

What Makes Smart Mobile Finance Different?

We make selling phones on finance safer and easier for you. Our strong security protects your business, our plans are affordable, and we support you every step of the way so you can grow your shop with confidence.

Strong

Strong

Undeletable Application
Factory Reset Blocked
USB Port Blocked

Affordable

Affordable

Affordable Device Plans
Price Reduces as you sell more
Prices made just for retailers

Dependable

Dependable

Trusted by retailers globally
Your Partner in Growth
ISO certified

24/7 Support

24/7 Support

Always available
Smart chatbot
WhatsApp Support

What Makes Smart Mobile Finance Different?

We make selling phones on finance safer and easier for you. Our strong security protects your business, our plans are affordable, and we support you every step of the way so you can grow your shop with confidence.

Strong

Undeletable Application
Factory Reset Blocked
USB Port Blocked

Affordable

Affordable Device Plans
Price Reduces as you sell more
Prices made just for retailers

24/7 Support

Always on
Chat Bot
Whatsapp

Dependable

Trusted by retailers globally
Your Partner in Growth
ISO certified

24/7 Support

Always available
Smart chatbot
WhatsApp Support

Why Choose Us

Become Our Partner to Start Selling More

Join us and offer easy phone financing to your customers. Together, we’ll help you sell more and grow your business with confidence.

22+ Countries
The Best Curriculum

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Trusted Team

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24/7 Support

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Course List

Get personalized business coaching to achieve your goals

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The Essential Guide for New Business Owners

Management

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4.5
4.5/5

From Idea to Launch: How to Start a Business

Strategy

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4.5
4.5/5

5 Steps to Starting a Successful Business

Finance

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4.5
4.5/5

Marketing Strategies for New Businesses

Marketing

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4.5
4.5/5

Security at its Core

Smart Mobile Finance (SMF) is certified with the highest international standards in security and compliance, giving you the most trusted partner in your journey with EMI lock app solutions.

Success Stories

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Book a Demo With Our Team

Our team is happy to show you how our products work. Let’s set up a quick demo to get you started.