Sell on Installments, Secure Device Financing with Our Mobile Finance Locker
Sell More. Collect Timely. Control Easily
Are You a Retailer Looking to Expand Your Business Securely?
Do you want to increase your customer base, but are scared to offer self-financing?
Do you know how you can secure your EMI repayments and reduce loss due to EMI misses?
Do you know how to reach your customers after the sale, even if he has changed their contact number?
Do you want to ensure your customer pays on time without maintaining an army to send reminders?
Who We Are
Smart Mobile Finance: Protect Your Phone Loan with Our Device Lock
The perfect answer to all your questions is Smart Mobile Finance. We allow you to grow your business without any worry. We offer revolutionary SMF finance lock and device lock solutions, so you can easily manage due payments. Our solution will simplify the repayment process for smartphone purchases, enabling you to grow your business profitably.
Device Locking
Reduce Missed Payments
Sell More
Smart Mobile Finance (SMF): Manage Phone Loans Safely with Our Mobile Finance Locker
Selling phones on EMI or installments comes with real risks: delayed payments, unreachable customers, and device misuse. SMF’s mobile finance lock app solution is built to solve these challenges by linking repayments directly to device access, so phones sold on loan stay protected throughout the financing period.
SMF also helps you stay connected with customers after the sale. With visibility into the device’s active number and last known location, you can support smoother follow-ups and recovery. Combined with centralized dashboards, controlled staff access, and secure data protection, SMF makes device financing business easier to run.
EMI Phone Lock for Device Financing
Sell More Phones on Installment
Reduce Defaults on Monthly Payments
SMF’s Key Features for Device Financing
These features are designed to make device financing simple, scalable, and stress-free, helping you sell phones on installments, stay connected with customers, and protect every financed device throughout the payment cycle via EMI lock.
Remote Phone Lock/Unlock
Lock overdue devices instantly when payments are missed and unlock them remotely once repayment resumes, all through the EMI locker app.
Smart Payment Reminders
Send friendly, timely payment reminders to customers, helping reduce missed installments and improve on-time repayment without manual follow-ups.
Anti-Tamper Security
Prevent attempts to bypass the lock through factory resets. Financed devices remain protected until full payment is completed.
Easy Setup & Management
Enroll new devices quickly using a simple QR code process. Manage all financed phones from a simple dashboard without technical expertise.
Find Number & Find Location
Stay connected with customers after the sale. Access the device’s active phone number and last known location to support follow-ups and recovery.
Secure & Encrypted
All sensitive data is encrypted and securely stored. SMF runs quietly in the background without affecting device performance or battery life.
24/7 Dedicated Support
Our dedicated chat support team is always available to assist you. Get fast, responsive help whenever you need it.
Our Impact
SMF helps retailers achieve real, measurable improvements in device financing, from lower defaults to better on-time payments, using a secure mobile finance locker.
4,00,000+ Retailers Served
More customers paying on time
Drop in late payments
More loan processed
How SMF Works?
Stay in Control with Our Smart Device Lock Technology
Built for growing device financing businesses, SMF gives you a centralized view of all financed phones across your stores. Monitor payment status, device lock conditions, and customer activity from one dashboard.
SMF follows a recovery-first approach, helping you protect devices before problems escalate. This means less daily effort, fewer disputes, and more confidence as your installment sales grow.
No Hidden Fees
Our transparent pricing model ensures you only pay for what you use, with no unexpected costs
Customizable Solutions
Our flexible plans allow you to choose a subscription plan that fits your business size and needs
Exceptional Value
Boost your business multifold with our EMI locker app solution, backed by amazing support.
What Makes Smart Mobile Finance Different?
We make selling phones on finance safer and easier for you. Our strong security protects your business, our plans are affordable, and we support you every step of the way so you can grow your shop with confidence.
Affordable
Affordable
What Makes Smart Mobile Finance Different?
We make selling phones on finance safer and easier for you. Our strong security protects your business, our plans are affordable, and we support you every step of the way so you can grow your shop with confidence.
Affordable
Why Choose Us
Become Our Partner to Start Selling More
Join us and offer easy phone financing to your customers. Together, we’ll help you sell more and grow your business with confidence.
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Course List
Get personalized business coaching to achieve your goals
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- 12 Lesson
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- 12 Lesson
- 6 Weeks
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- 12 Lesson
- 6 Weeks
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- 12 Lesson
- 6 Weeks
Security at its Core
Success Stories
