Stuck With A Wrong Partner?
You’re At The Right Place.
Smart Mobile Finance (SMF) is a smarter DFRM (Device Financing Risk Management) platform, offering a complete system to manage financed smartphones, from enrolment and payment reminders to device control and lock.
This means your business runs on a process, not constant follow-ups.
Impact Created
Repayment rate increased
Drop in late payments
More loans processed
Benefits of Using SMF
Increase Sales with Confidence
- Sell financed phones to more customers with reduced risk
- 100% coverage across all major brands
- Easy and smooth QR-based enrolment journey
Stay in Full Control of Financed Phones
- One-click remote lock and unlock for instant action
- Anti-tamper protection to prevent misuse, resale, or resets
- Manage every financed phone until the payment is complete
Improve Repayments & Recovery
- Payment reminders to reduce missed instalments
- Access to the customer number
- Access to the device location
Manage Everything from One Dashboard
- Track payments and performance in real time
- Manage multiple stores and staff from a single dashboard
- Clear visibility across your entire financing portfolio
24/7 support | Play protect safe
How SMF Works
Easy Device Enrolment
Enrol the SMF app by scanning the QR code and entering basic details.
Send Payment Reminders
Send timely reminders to encourage on-time payments and reduce defaults.
Continue Using Phone
On-time payment keeps devices active and updates records instantly.
Device Lock
Missed payments trigger reminders; continued default locks the device.
Built for Growing Businesses
SMF supports businesses of all sizes and structures.
- Local smartphone retailers
- Distributors managing multiple outlets
- Retail chains/ Enterprises operating at scale
Success Stories
What Our Partners Say
"Before SMF, I couldn’t finance all phone brands, so I was losing sales. With Smart Mobile Finance, I can finance almost every brand in my shop. Customers have full choice now, and I never lose a deal because of brand limitations."
Golden
(Zambia)
"Smart Mobile Finance has made managing phones on installment super easy. I can lock or unlock phones in seconds, and the SMF app is simple to use. Now, customers feel safe buying phones on loan, and they come back because they trust us. It has really helped me grow my business."
Richland
(Ghana)
"The support and service from SMF have been really good. Whenever there’s an issue, their team is quick to help. The system is easy to understand, so both my staff and customers use it without any trouble. It has made managing phone loans much smoother in my store."
Paul
(Ghana)
"Before SMF, if a customer stopped paying, I could only hope they would return. It was stressful. Now I feel more secure offering phones on installments because I know my business is protected if payments are delayed. I can sell with more confidence and less worry."
Akadie Prince
(Ghana)